Credit Analyst Job at First Independence Bank
First Independence Bank Detroit, MI 48202
SUMMARY:
Ensure all data entry is accurate and complete.
RESPONSIBILITIES:
1) Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
2) Prepare reports that include the degree of risk involved in extending credit or lending money.
3) Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
4) Confer with credit association and other business representatives to exchange credit information.
5) Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
6) Generate financial ratios, using computer programs, to evaluate customers' financial status
7) Review individual or commercial customer files to identify and select delinquent accounts for collection.
8) Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
9) Consult with customers to resolve complaints and verify financial and credit transactions.
REQUIREMENTS:
- Credit Analysts should have a 4-year degree from an accredited college or university
- Concentration of studies in finance or accounting are preferred
- Several years’ experience working with credit or loan evaluation is a bonus
Job Type: Full-time
Pay: $25.00 - $50.00 per hour
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Tuition reimbursement
- Vision insurance
Schedule:
- 8 hour shift
- Monday to Friday
Work Location: In person
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