The Director, Financial Crimes is responsible for maintaining general administrative control over the investigative area of the Financial Crimes Department, including financial and qualitative management. Included in this area are teams for BSA investigations and for fraud investigations including loss control, disputes, and debit card fraud prevention. This position will be responsible for ensuring that investigations and Suspicious Activity Reporting are done in accordance with regulatory requirements and for managing all aspects of fraud prevention and detection. This will include managerial responsibilities for individuals tracking all types of deposit fraud, including new account fraud, debit card fraud, kiting, counterfeit checks, etc. as well as tracking types of suspicious activity including structuring, wire transfer activity, activity that is inconsistent with customer’s stated occupation or business, etc. This position will manage five managers and be accountable for a team of approximately 33 staff. He/she will communicate directly with business line management, senior management, executive management, and various committees as appropriate.

• You will initiate and manage fraud and suspicious activity investigations; keeps interested parties informed; coordinates with Corporate Security; recommends appropriate action to mitigate losses due to fraud; recommends appropriate policy and procedure changes to limit losses.
• You will ensure all applicable suspicious and fraudulent activity is reported to the Financial Crimes Enforcement Network (FinCEN) in accordance with regulatory requirements.
• You will participate with internal quality control personnel, external auditors, and various federal regulatory agencies.
• You will prepare written response to any findings, and leads the resolution effort. Provides the necessary reporting of any issues for the BSA Officer, regulators, auditors, and various committees including committees of the board.
• You will ensure appropriate and consistent processes and documentation on all case investigations including transaction activity reviews of all high risk customers.

• Extensive knowledge of banking and operations
• Extensive knowledge of bank security and bank fraud rules and regulations, including debit card rules
• Thorough knowledge of the Bank Secrecy Act and various other related anti-money laundering regulations including the Office of Foreign Asset Control and the USA Patriot Act.
• Advanced knowledge of electronic data processing
• Excellent managerial and teambuilding skills
• Excellent analytical, decision making, problem solving and organizational skills
• Excellent oral and written communication skills
• Excellent PC and software skills
• Ability to interact with line of business management to ensure that recommendations are implemented.
• Ability to prioritize and multi-task, and demonstrated ability to meet deadlines
• Problem solving and root cause identification skills
• Ability to influence others and move toward a common vision or goal
• Experience with large-scale organizational change effort
• Proven ability to consistently produce and deliver expected results to all stakeholders
• Experience with effective policies, procedures, and surveillance processes
• Ability to identify relevant legal and regulatory requirements
• Ability to create and implement thorough processes to meet and exceed regulatory expectations.