Business Banker I - More than your bank. Your banker.

Hours:

Monday - Friday, 40 hours

General Summary:

This position delivers a full range of banking services to businesses and business owners and places emphasis on client contact, sales, and service. The position requires significant outside business development activities. This position requires the associate to drive on behalf of the Bank and the associate must adhere to Bank's Motor Vehicle Guidelines. Compliance with the S.A.F.E. Act, registration in the NMLS Registry is required.

This position requires the associate to drive on behalf of the Bank and the associate must adhere to Bank's Motor Vehicle Guidelines (may require increased minimum limits and therefore an increase in premiums.)

In compliance with the S.A.F.E. Act, registration in the NMLS Registry is required.

All associates at Capital City Bank have access to confidential client information, and must practice discretion at all times.

Principal Duties and Responsibilities:

• Responsible for new loan production, non-deposit fee income, deposit production, collecting past dues and referrals each incentive period. Goals will be provided.

• Operates with various degrees of authority and specialization.

• Build and maintain quality portfolios that bring revenue to the Bank.

• Support of overall bank-wide goals.

• Responsible for sales and service of existing businesses and business owners within the departmental portfolio.

• Responsible for identifying business production and business partner and loan referrals.

• Meets with clients to discuss small business needs and recommends ways in which the bank can serve their needs.

• Proactive business development and calling within assigned market areas.

• Cross sells a full range of small business banking services and products through joint efforts with Business Partners to present to potential clients.

• Active community participation and visibility.

Employer determines the essential functions of the job.

All associates must understand and adhere to the non-negotiable Banker Standards and commit to practicing SGNNT at all times. Associates will consistently follow policies and procedures as established by Capital City Bank, with department managers setting the standard.

Associated Duties:

• Provides additional support to manager and department colleagues.
• Partners with assigned Client Service Managers and designated Business Partners.
• Completes all assigned/required Bank training within established timelines.

Knowledge, Skills and Abilities (KSA) Required:

The following KSA’s are usually acquired through specialized business training course(s) and related experience:

• Credit and financial analysis
• Loan and credit structuring
• Loan documentation and loan closing processes
• Specific product knowledge related to Cash Management products and business loan products
• Knowledge of Consumer and Business banking products/product sales
• Excellent oral and written communication skills
• Microsoft Office Suite

Adherence to Bank’s Motor Vehicle Guidelines (may require increased minimum limits and therefore an increase in premiums.)

In compliance with the S.A.F.E. Act, registration in the NMLS Registry is required.

Individual will have existing proficiency or an ability to promptly learn the following Capital City Bank operating software applications:

• Jack Henry Experience
• Decision Pro / Credit Quest
• Synapsys
• Synergy
• AFS Envision Image Depot
• Others as required

Education:

• Four-year college degree required; significant relevant work experience may be substituted for education. Commercial or Savings Bank experience in lending, operations, deposit management, administration, and/or cash management preferred.

Working Conditions:

• Professional office and fast-paced environment.
• After hours civic and business development participation may be required.
• Frequent out-of-office visits to clients.
• Limited travel to surrounding markets
• Driving as required by position.
• In the rare instance of a major or extensive natural disaster, epidemic or pandemic occurrence, or other disruption within our footprint, it may be necessary for associates to relocate or telecommute before, during or after, to ensure business continuity.

EOE/Protected Veterans/Drug Free/Disabled

The above declarations are not intended to be an “all-inclusive” list of the duties and responsibilities of the job described nor are they intended to be such a listing of the skills and abilities required to do the job. Rather, they are intended only to describe the general nature of the job.

THIS JOB DESCRIPTION DOES NOT CONSTITUTE AN EMPLOYMENT AGREEMENT. This job description does not restrict Capital City Bank from the ability to assign, reassign or eliminate duties and responsibilities of this job at any time. This job description describes the current assignment of essential functions. These functions may change at any time as the needs of the Bank or department change or for other reasons deemed appropriate.

Experience

• Please indicate your work experience.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)