Corporate Credit Administrator Job at Glacier Bancorp
About The Role
Under the direction of the Chief Credit Officer, the Credit Administrator will be responsible for monitoring underwriting and loan administration quality including identification of detailed credit migration trends, problem loan administration, and reporting. Works with division banks to ensure compliance with established Bank policies and procedures and stays abreast of regulatory and audit issues. This individual will be considered a subject matter expert in loan related policies, procedures, credit underwriting, problem loan administration and quality control oversight.
This is a Corporate position which may be located at an available bank division location across our eight-state footprint in AZ, CO, ID, MT, NV, UT, WA, or WY. The entry rate for this position is $138,902.39+ / per year (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.
Description
About You
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education
Required/Preferred
Education Level
Description
Required
Bachelor’s Degree
Bachelor degree required, preferred in Accounting, Finance, Economics, or Mathematics. May consider equivalent combination of Education and Experience.
Experience
Required/Preferred
Experience Level
Description
Required
5 years
Minimum of 5 years commercial banking experience required with an emphasis on credit administration, 10 + years preferred.
Preferred
Proficient with database systems and reporting tools such as Microsoft Power BI.
Preferred
Experience making commercial loans and also developing loan policy.
Preferred
Prior experience with Probability of Default and Loss Given Default risk grading systems and stress test analytics.
Preferred
Experience working with Regulators and internal/external auditors.
Would an equivalent combination of relevant education and work experience be considered?: Yes
License/Certification
Required/Preferred
License/Certification
Description
Required Skills and Abilities
Additional Requirements
Travel
Occasional travel required: (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.
Working Conditions
Environment: Indoors, a climate-controlled shared work area.
Noise Level: Minimal noise.
Lifting: Sedentary work: Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.
Vision
Close visual acuity to prepare and analyze data and figures, view a computer terminal, and read the computer screen, printed materials, and handwritten materials.
Physical Activities
Frequency
Balancing: Maintaining body equilibrium to prevent falling and walking, standing or crouching on narrow, slippery, or erratically moving surfaces.
Infrequent – rare.
Climbing: Ascending or descending ladders, stairs, scaffolding, ramps, poles and the like, using feet and legs and/or hands and arms.
Infrequent – rare.
Crawling: Moving about on hands and knees or hands and feet.
Infrequent – rare.
Crouching: Bending the body downward and forward by bending leg and spine.
Infrequent – rare.
Feeling: Perceiving attributes of objects such as size and shape, temperature or texture by touching with skin, particularly that of the fingertips.
Infrequent – rare.
Fingering: Picking, pinching, typing or otherwise working primarily with fingers rather than with the whole hand as in handling.
Daily.
Grasping: Applying pressure to an object with the fingers and palm.
Infrequent – rare.
Kneeling: Bending legs at knee to come to a rest on knee or knees.
Infrequent – rare.
Lifting: Raising objects from a lower to a higher position or moving objects horizontally from position to position.
Infrequent – rare.
Pushing: Using upper extremities to press against something with steady force in order to thrust forward, downward or outward.
Infrequent – rare.
Pulling: Using upper extremities to exert force in order to draw, haul or tug objects in a sustained motion.
Infrequent – rare.
Repetitive Motion: Making substantial movements (motions) of the wrists, hands, and/or fingers.
Daily.
Stooping: Bending body downward and forward by bending spine at the waist.
Infrequent – rare.
#LI-BN1
What We Offer
COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, and paid sick, holiday, and vacation time and the ability to participate in incentive plans. Visit our website for more details!
COMPANY OVERVIEW: We are a family of banks whose unique local presence reflects the communities we serve. We welcome the opportunity to grow and change as our customers and communities do the same. Read our story, learn about our banks, and experience life at Glacier Bancorp, Inc. all from our website. Check it out!
We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.
No Recruiters or unsolicited agency referrals please.
Under the direction of the Chief Credit Officer, the Credit Administrator will be responsible for monitoring underwriting and loan administration quality including identification of detailed credit migration trends, problem loan administration, and reporting. Works with division banks to ensure compliance with established Bank policies and procedures and stays abreast of regulatory and audit issues. This individual will be considered a subject matter expert in loan related policies, procedures, credit underwriting, problem loan administration and quality control oversight.
This is a Corporate position which may be located at an available bank division location across our eight-state footprint in AZ, CO, ID, MT, NV, UT, WA, or WY. The entry rate for this position is $138,902.39+ / per year (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.
Description
Reviews requests for credit approval and provides feedback pertaining to credit quality, underwriting, and loan policy compliance in an effort to maintain consistency with the bank’s overall loan growth and portfolio management objectives.
Establishes and maintains quality assurance standards, procedures, and controls to ensure compliance with loan related policies, procedures, and regulatory guidance.
Assists bank divisions in problem loan administration with the goal of creating solutions to limit credit loss potential.
Monitors, analyzes, and reports data and trends regarding the bank’s loan portfolio and asset quality.
Assists in the development and maintenance of sound credit policies and the administration of systems, procedures and controls.
Participates, and in some instances leads, special projects pertaining to credit administration or other company-wide initiatives.
Assists in external and internal credit reviews and respective lending audits of the bank and bank divisions.
About You
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education
Required/Preferred
Education Level
Description
Required
Bachelor’s Degree
Bachelor degree required, preferred in Accounting, Finance, Economics, or Mathematics. May consider equivalent combination of Education and Experience.
Experience
Required/Preferred
Experience Level
Description
Required
5 years
Minimum of 5 years commercial banking experience required with an emphasis on credit administration, 10 + years preferred.
Preferred
Proficient with database systems and reporting tools such as Microsoft Power BI.
Preferred
Experience making commercial loans and also developing loan policy.
Preferred
Prior experience with Probability of Default and Loss Given Default risk grading systems and stress test analytics.
Preferred
Experience working with Regulators and internal/external auditors.
Would an equivalent combination of relevant education and work experience be considered?: Yes
License/Certification
Required/Preferred
License/Certification
Description
Required Skills and Abilities
Work frequently involves contacts requiring considerable discussion of problems, material presentations, and resolving issues impacting multiple departments or divisions. The ability to motivate or influence others is a material part of the job, requiring a significant level of professional diplomacy, trust and relationship. Obtaining cooperation and agreement (internally and/or externally) is an important part of the job and a expert level of interpersonal and written communication skills are critical to the success of this position.
Ability to clearly communicate complex credit data in a clear, concise, easy to understand format for internal and external (investor reporting) use.
Strong familiarity with key credit reporting metrics.
Solid understanding of the investment community and reporting needs, including peer analysis and determining common themes of interest amongst investors and analysts.
Strong understanding of industry credit reporting standards.
Personal drive to develop best in class credit reporting.
Solid understanding of credit to evaluate individual credit requests and also to make credit policy recommendations.
Understanding of bank credit policy needs for a $20 B+ institution.
Good understanding and familiarity with various presentation methods.
Advanced written and verbal communication skills.
High level of attention to detail.
Additional Requirements
Travel
Occasional travel required: (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.
Working Conditions
Environment: Indoors, a climate-controlled shared work area.
Noise Level: Minimal noise.
Lifting: Sedentary work: Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.
Vision
Close visual acuity to prepare and analyze data and figures, view a computer terminal, and read the computer screen, printed materials, and handwritten materials.
Physical Activities
Frequency
Balancing: Maintaining body equilibrium to prevent falling and walking, standing or crouching on narrow, slippery, or erratically moving surfaces.
Infrequent – rare.
Climbing: Ascending or descending ladders, stairs, scaffolding, ramps, poles and the like, using feet and legs and/or hands and arms.
Infrequent – rare.
Crawling: Moving about on hands and knees or hands and feet.
Infrequent – rare.
Crouching: Bending the body downward and forward by bending leg and spine.
Infrequent – rare.
Feeling: Perceiving attributes of objects such as size and shape, temperature or texture by touching with skin, particularly that of the fingertips.
Infrequent – rare.
Fingering: Picking, pinching, typing or otherwise working primarily with fingers rather than with the whole hand as in handling.
Daily.
Grasping: Applying pressure to an object with the fingers and palm.
Infrequent – rare.
Kneeling: Bending legs at knee to come to a rest on knee or knees.
Infrequent – rare.
Lifting: Raising objects from a lower to a higher position or moving objects horizontally from position to position.
Infrequent – rare.
Pushing: Using upper extremities to press against something with steady force in order to thrust forward, downward or outward.
Infrequent – rare.
Pulling: Using upper extremities to exert force in order to draw, haul or tug objects in a sustained motion.
Infrequent – rare.
Repetitive Motion: Making substantial movements (motions) of the wrists, hands, and/or fingers.
Daily.
Stooping: Bending body downward and forward by bending spine at the waist.
Infrequent – rare.
#LI-BN1
What We Offer
COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, and paid sick, holiday, and vacation time and the ability to participate in incentive plans. Visit our website for more details!
COMPANY OVERVIEW: We are a family of banks whose unique local presence reflects the communities we serve. We welcome the opportunity to grow and change as our customers and communities do the same. Read our story, learn about our banks, and experience life at Glacier Bancorp, Inc. all from our website. Check it out!
We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.
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