Fixed Deposit – Bank of Montserrat

Fixed Deposit Account

Lock in funds for competitive rates

Secure your financial future with our Fixed Deposit accounts, offering attractive and competitive interest rates. By locking in your funds for a specified term, you can enjoy the certainty of guaranteed returns.

Flexible Term Options

Tailor your investment strategy with a variety of term lengths designed to match your financial goals and timelines.

Guaranteed Returns

Enjoy the security of fixed interest rates and the assurance of steady growth for your savings, regardless of market fluctuations.

Easy Account Management

Experience hassle-free banking with straightforward account management and convenient access to your funds when you need them.

Benefits & Features:

ECD and USD Fixed Deposit accounts offered
A Certificate for the deposit
Interest paid on Personal ECD at a rate of 2% p a, Corporate XCD at 1% per annum and USD CDs – nil
Higher return than regular savings – interest paid on daily account balance
Free online banking access
No service charge or account maintenance fees
Six (6) months or one (1) year terms available
Deposit can be used as collateral for a loan
Fixed period account
Automatic renewal of the account

Requirements to open:

Minimum opening deposit amount USD $2000.00
Two valid Photo - (1) Passport and (2) Driver’s License / Social Security / National ID Card.
Proof of residential address - Utility Bill
Job letter to verify income and one-character reference from Bankers, Attorney, Accountant, Merchants, or Well-known and respected BOML customer

OR if unemployed

Important:

Fees

Ready to open account? Come and see us today and speak to a representative

View opening hours

Multiple ways to access and manage your account

Online banking

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Mobile banking

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At branch

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Frequently asked questions

I'm Having trouble accessing my account online. What should I do?

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PERSONAL BANKING

BANK ACCOUNTS

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BORROWING

BUSINESS BANKING

BANK ACCOUNTS

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BORROWING

PERSONAL BANKING

BANK ACCOUNTS

SERVICES

BORROWING

BUSINESS BANKING

BANK ACCOUNTS

SERVICES

BORROWING

Fixed Deposit Account

Lock in funds for competitive rates

Flexible Term Options

Guaranteed Returns

Easy Account Management

Benefits & Features:

Requirements to open:

OR if unemployed

Important:

Fees

Ready to open account? Come and see us today and speak to a representative

Multiple ways to access and manage your account

Online banking

Mobile banking

At branch

Frequently asked questions

I'm Having trouble accessing my account online. What should I do?

How do I dispute a charge on my account?

How do I contact the payment assistance team?

Contact Information

Resources

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